Commercial Loan Broker in Hartford, CT
Answer capsule: Glenwood Lending is a licensed commercial loan broker serving Hartford and surrounding towns.
Answer capsule: Glenwood Lending is a licensed commercial loan broker serving Hartford and surrounding towns.
A commercial loan broker in Hartford connects business owners with lenders. We don't fund loans ourselves. Instead, we shop your application to banks, credit unions, and specialty lenders who do. You get access to more programs than any single bank offers, and we handle the paperwork so you don't chase ten different underwriters across the Constitution Plaza district or out to the corporate parks along I-91.
We place commercial real estate loans, SBA 7(a) financing, equipment notes, working capital advances, and invoice factoring deals. Hartford's mix of insurance carriers, healthcare networks, and manufacturing shops in the Parkville and Frog Hollow corridors means we see every kind of request.
You need an operating business or a concrete acquisition plan. Startups with revenue history, established firms buying a second location on Franklin Avenue, manufacturers in the Sheldon Charter Oak neighborhood upgrading machinery. We work with LLCs, S-corps, partnerships, and sole proprietors.
Credit matters, but it's not the only lever. A commercial property loan broker pulls your business credit, personal guarantee scores, cash flow statements, and collateral appraisals. If one lender says no, we pivot to another whose underwriting grid fits better. Most Hartford clients we place carry FICO scores above 600, show twelve months of bank statements, and bring at least 10 percent down when real estate is involved.
Businesses use brokered commercial loans to buy buildings along Main Street or Asylum Avenue, refinance existing mortgages at better terms, purchase delivery vans or CNC equipment, cover payroll gaps between invoices, or inject working capital before the holiday season. A restaurant in Parkville might need a line of credit before the summer patio rush. A medical billing company in the downtown district may factor receivables to smooth cash flow while waiting on insurance reimbursements.
We also broker equipment financing for contractors who serve the Hartford metro and need dump trucks or excavators without draining reserves.
How it works
Call (860) 743-7281 or visit our office at 20 Church St, Hartford, CT 06103 in the heart of downtown, two blocks west of Bushnell Park. Bring recent bank statements, tax returns (two years), a brief narrative of what you're financing, and any property appraisals if real estate is in play.
We review your file, identify two or three lender matches, and submit applications in parallel. Turnaround varies: SBA deals take weeks, invoice factoring can close in days. You'll know where you stand within 48 hours of our first conversation.
A printing company in the Blue Hills neighborhood wanted to buy its warehouse rather than lease. The owner had strong revenue but a thin credit file. We placed the deal with a regional credit union that weighted cash flow over FICO. The broker fee came out of closing, the business now owns the building, and rent checks turned into equity.
Banks say no for dozens of reasons: loan size too small, industry too niche, collateral mix wrong. A commercial business loan broker in Hartford knows which lenders write hospitality deals, which touch manufacturing, which will consider a startup with a government contract. You save weeks of dead-end applications.
We also translate. Underwriters speak in debt-service coverage ratios and loan-to-value caps. We turn that into plain English so you understand exactly what you're signing.
For a broader look at our service territory, visit our Service Areas page.
Serving the Hartford area
We know which lenders fund which kinds of Hartford businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Hartford owners trust Glenwood Lending
Talk to a local advisor and get matched to the right program, no obligation.